Closed beta now open

Command your paycheque before payday controls you.

Paycheque Commander helps you protect bills, reduce debt, and know exactly what's safe to spend before your next payday.

Join Beta
  • Private by default
  • Works offline
  • No bank connection required
paychequecommander.com/app

Payday Stability

82/100

Bills and buffer are protected.

Available on payday

$2,847

Protected

$1,920

Safe to spend

$927

Command Center

Here's your move

Protect $1,920, send $180 to Visa, then $747 is yours to spend.

Run Payday Autopilot

Safe daily

$64/day

$927 over 14 days until payday.

Urgent before next payday

2
  • Rent Due in 2d$1,100
  • Visa Due in 5d$45

The problem

Most people don't know what's actually safe to spend.

Most budgeting apps track money after mistakes happen. By then, you've already overspent, missed a bill, or skipped a debt payment. Paycheque Commander runs the math before payday so you walk into every cycle already decided.

Bills pile up unexpectedly

Auto-pays hit on random days. You find out you can't cover them after the fact.

Debt keeps growing

Minimums get paid, but extra cash never reliably attacks the balance that matters most.

Payday feels stressful

You earn money — then immediately wonder how much of it is actually yours to spend.

How it works

Three steps to a calm payday.

01

Add your paycheque, bills, and debts.

Quick setup — no bank connection required. Everything stays on your device unless you sync.

02

Run Payday Autopilot.

We calculate what to protect, what to attack, and what's safe to spend — instantly.

03

Follow your execution plan with confidence.

Clear daily spend, urgent alerts, and a debt attack target. No guessing.

Features

Built to make every payday a decision, not a scramble.

Payday Autopilot

One tap calculates protection, debt attack, and safe-to-spend for the entire cycle.

Safe Daily Spend

A clear daily number that updates as bills clear and your runway shifts.

Debt Attack

Always know which debt to hit next — and exactly how much extra to throw at it.

Payday Stability

A 0–100 score that summarizes how solid this paycheque really is.

Mission Briefing

Your full plan in one screen — bills, debts, and the order of operations.

Payday Replay

See how every past payday actually played out and improve the next one.

Inside the app

Calm, decisive, and built for real money.

Every screen answers a single question. No clutter, no charts you'd never read.

Paycheque

Home

Available on payday

$2,847

Stability

82

Safe/day

$64

Home

Your entire payday at a glance.

Paycheque

Plan

Protect bills$1,200
Hold buffer$720
Attack Visa$180
Spendable$747

Plan

Run Autopilot, get a plan.

Paycheque

Bills

Rent

Due in 2d

$1,100

Hydro

Due in 7d

$90

Phone

Due in 10d

$65

Netflix

Due in 12d

$17

Bills

Every bill, mapped to payday.

Paycheque

Debts

Priority

Visa · 19.99%

$1,400 balance

Line of credit · 9.5%

Debts

Know exactly what to attack.

Closed beta

Join the Paycheque Commander Beta

Be one of the first users helping shape the future of payday planning and financial clarity.

  • Early access to new features
  • Help shape the roadmap
  • Priority feedback access
  • Exclusive beta testing access
  • Future premium perks

No spam. We'll email you when your spot opens up.

Take control before you spend.

Walk into every payday already decided. Try the demo or join the beta — both take under a minute.

Join Beta